Buyback Policy – United Crest

At United Crest, we are committed to providing a transparent, fair, and customer-friendly bullion buyback experience for eligible silver and gold products.

1. Eligible Products

We accept the following products for buyback:

• United Crest bullion products
• Select refinery-sealed gold and silver bullion from recognized brands

Products must maintain the following criteria:

• Original weight and purity markings
• Original packaging and seal integrity
• Valid purchase invoice
• Reasonable physical condition

Note: Products that are damaged, tampered with, altered, repackaged, missing invoice details, or suspected to be counterfeit may require additional verification or may be declined.

2. Buyback Valuation

Eligible bullion products are valued based on prevailing international bullion benchmark prices and live MCX/LBMA spot-linked market rates at the time of confirmation.

Preference for United Crest Products

• Preferential buyback value consideration is offered to customers holding bullion products originally purchased from United Crest and supported by a valid United Crest invoice.
• While select refinery-sealed bullion products from other recognized brands may also be accepted subject to verification, their applicable buyback valuation, operational spreads, verification requirements, testing charges, or settlement terms may differ from those applicable to United Crest products.
• United Crest reserves the right to determine final acceptance and valuation based on product condition, authenticity, market liquidity, and verification standards.

3. Our Commitment

• Buyback valuation is calculated on the verified precious metal purity value of eligible bullion products.
• No undisclosed melting deductions are applied on standard eligible bullion products meeting verification criteria.
• Transparent live-rate-based pricing methodology.
• Applicable operational spreads, logistics costs, taxes, or testing charges (if any) will be communicated clearly prior to confirmation.

4. Verification Process

All products undergo standard verification procedures, including:

• Weight confirmation
• Purity and hallmark inspection
• Packaging and seal condition assessment
• Invoice verification
• Brand/refinery authentication

For customer safety and operational integrity, United Crest reserves the right to refuse any product failing verification standards.

5. Settlement

Buyback settlements are generally processed within 24–48 business hours after successful verification. Settlement may be offered via:

• Bank transfer
• Store credit
• Exchange or upgrade against other bullion products

6. Exchange & Upgrade Facility

Customers may also choose to upgrade existing bullion holdings into:

• Higher denomination bars
• Premium collectible coins
• Other eligible bullion offerings

Exchange transactions may receive preferential value benefits during promotional or campaign periods.

7. Important Notes

• Buyback rates are dynamic and fluctuate with live bullion markets.
• MCX/LBMA-linked rates are indicative market benchmarks and may vary depending on prevailing market conditions.
• Government taxes, shipping, insurance, handling, or third-party testing charges may apply where applicable.
• United Crest reserves the right to amend, modify, or update this policy at its discretion without prior notice.